Releasing a Cosigner

Your cosigner may be released from the loan under certain circumstances:

  • Only the primary borrower on the account can apply for cosigner release and must pass a credit check, which includes income verification.

  • Loans must be current, with 12 consecutive, on-time principal and interest payments prior to applying.

  • Payments that are interest only or otherwise less than a payment under a Standard (Level) Repayment plan do not count toward cosigner release eligibility.

  • The primary borrower must also be a U.S citizen or permanent resident and meet the age of majority in the state.

  • The primary borrower must also provide: proof of graduation or successful completion of of course of study and proof of income.

Disclaimer

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  • Document Assist Centers not a government agency, the Department of Education, or your loan servicer.
  • Document Assist Center does not make loan payments on your behalf and loans remain in your name.
  • All payments made to Document Assist Center are fees for our document preparation services.
  • You can do this yourself without a fee – all programs are freely available for enrollment through the Department of Education.
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